Let’s talk credit cards! So if you’re an ordinary person and you managed to splurge your credit card enough that your card ‘bounces’ in a check out counter or a restaurant, it’s embarrassing right? Even if the people who saw you are just the cashier and the person behind you. You mentally try to use your invisibility powers or you visualize that you’re no bigger than a dot as you leave all your groceries behind and proceed to the nearby ATM to withdraw cash. People, of course, follow you with their eyes and you can feel the stares boring a hole in your back. You are shamed! Embarrassed! Maligned by your bank who coldly froze your credit limit and prevented you from buying stuff. Now, your groceries, including your showbiz magazines and your Splash deodorant are on the counter being moved to the side as people gossiped about your denied credit card.

Imagine this happening to a celebrity, like Miss Bratinella herself, Gretchen Barretto. Bratinella being the gayified term for brat (at least this is how i deduced the meaning). The credit card issue on her is that she paid for a bill in a restaurant using her card, the cashier tried it, told her that there’s something wrong with it…. then she threw a fit!

She allegedly screamed her indignation, stating the lofty words “We Own the Bank!!!” at the cashier. Lo, the cashier must have been shaking in her shoes as she tried to reason with the Philippine’s biggest bratinella. So, you judge. Does Gretchen need some emergency credit repair? Does her husband Tonyboy need to get her an advanced credit report before she went out on a splurging trip?

Or, the unthinkable…. Did Tonyboy FREEZE La Greta’s credit account?!?

Their relationship in the past was far from peaceful, reportedly due to Gretchen’s various friendships with other men. Gretchen’s friend Boy Abunda, of course, was a messiah of explanations. He said that the machine of the restaurant was at fault, not Gretchen’s card. Boy Abunda’s save proves that they ARE friends, doesn’t it? (evil grin)

To avoid similar credit card mishaps, lowly, normal individuals can avail of a free credit report prior to spending on a lot of things.